Car Hire Excess Insurance - Car Rental Excess Insurance
Protect yourself against paying the excess if you have a scrape in your hire car abroad with car rental excess insurance. Car rental insurance covers your rental car excess payment - which could cost up hundreds of pounds - when you take out a hire car.Selecting the "get a quote" button will direct you to Insurance 4 Car Hire.
Car hire insurance for the UK and beyond
When you hire a car, you’ll probably see that there may typically be car hire insurance included in the overall rental price.
That may include:
- collision damage waiver (CDW) to provide you with protection for damage to or the loss or theft of the hire car;
- third party cover to protect you if you injury someone or cause damage to their property and they sue you.
You may find that in some cases, there may typically also be a fairly substantial excess, which, according to the information on some websites, could be as much as £2000, attached to the CDW.
Taking out some excess car hire insurance can help ensure that if you do have a problem with your rental car, then it will be the insurance policy, rather than you, which has to foot the bulk of the excess portion of any repair bills.
You may find that there are excess car rental policies which:
- you can buy on a daily but also on an annual basis which could be very useful if you are a regular renter of hire cars;
- cover damage to glass, tyres, roof and the undercarriage of the car as well – CDW may typically exclude these parts from cover and not all excess policies include them either, so you would be responsible for paying for the repair of any damage;
- cover for up to six drivers on the policy;
- offer cover tailored for the specific car rental insurance requirements for the UK, Europe or further afield.
If you are hiring a car as part of your holiday, then you may wish to consider whether other forms of travel insurance may also be appropriate.
For example, travel insurance may typically provide you with financial protection if:
- you have to cancel your holiday or cut it short, as the result of the illness or death of one of the members of the party or a close relative;
- you are taken ill on holiday and need to be treated in an emergency – this cover could include repatriation expenses, which could be considerable.
With many people arranging their own holidays these days, remembering to get appropriate car hire insurance and travel insurance in place may be an important step to ensure an enjoyable holiday.