CDW excess insurance may help you to avoid having to pay for the excess on any car hire insurance claim. When you rent a vehicle, insurance is typically included in with the rental cost to help cover any costs in the event that of damage or loss. However, if you were to be involved in an accident or the car was stolen, you still typically have to pay out the excess on the insurance policy. In the event of a claim, this is typically taken from your credit card.

What is excess?
The excess is the portion of money that you typically have to find towards a claim if you were to make one. When it comes to the amount it may vary depending on the car rental provider and the insurance provider. However it may in some cases work out to be a substantial sum of money

CDW excess insurance is in place to help safeguard against this and a large sum of money having to come out of your pocket. Typically the rental car provider may take the amount of excess from your registered credit card in the event of a claim; however the chances are that you are then able to claim this sum back from your excess insurance policy. Of course any type of insurance is a gamble. The chances are that you may not need the cover, but what if the unexpected were to happen?