When considering rental car insurance you may come across the term car excess insurance. But what is it?

Excess may differ greatly

Rental car insurance may save you from large financial expense if you were to have an accident and damage a third parties property or vehicle. It may also save you from having to put your hand in your pocket if you were to damage the rental vehicle.

However bear in mind that car insurance providers may ask for a certain amount of excess from you and this amount may vary substantially if you take insurance from the company providing you with the rental car. This is where car excess insurance may come in.

Excess is the sum of money that you need to pay if a claim is made. This may be from a few hundred pounds to a thousand pound or more. There is a policy you may wish to consider which is typically aimed at protecting you against having to pay what are often large amounts of excess.

Options for rental car insurance

When considering insurance for rental cars you may be happy to know that rental car insurance does not have to be included in the cost of renting the vehicle. You may choose to take insurance out on your rental car from an independent specialist provider. This may be one of the most competitive options for car excess insurance and may provide a more competitive deal altogether as often cover may be more extensive with an independent specialist.